How do you earn 15% interest? Typically by completing qualifying transactions in the app, then receiving boosted interest on an eligible capped balance.
What does 3.5% p.a. mean? It is the annual rate; daily credits are derived from that annual rate based on the platform’s terms.
Is there a limit? Many boosts apply only to a capped portion of your savings balance (commonly up to PHP 100,000).
PayMaya is now Maya. Maya Bank offers a digital savings account inside the Maya app.
Maya Savings has a base interest rate around 3.5% per annum, and interest is typically credited daily.
- You can unlock boosted interest rates by doing everyday transactions in Maya, such as paying bills, buying load, using QR Ph payments, or shopping with your Maya card.
- Boosted rates can go up to 15% per annum, and the highest boost commonly applies to the first PHP 100,000 of your savings balance.
- Other products in the app include Personal Goals (up to 8% per annum on eligible balances) and Time Deposit Plus (up to 6% per annum, depending on offers and terms).
- This guide is for general information. Always verify the latest rates and requirements inside your Maya app.
- Explore the other pages in the navigation for related topics.
PayMaya / Maya Interest FAQ
How much interest do you earn in Maya Savings? It depends on whether you are on the base rate or a boosted tier for the current period.
How do you earn 15% interest? Typically by completing qualifying transactions in the app, then receiving boosted interest on an eligible capped balance.