Depending on current offers, Personal Goals can earn up to 8% p.a. on eligible balances, often with tier rules similar to the main savings balance.
Use Personal Goals when you want to separate funds by purpose while still keeping them inside the Maya ecosystem.
Always review the terms in the app to understand balance caps, qualification rules, and when the effective rate applies.
PayMaya is now Maya. Maya Bank offers a digital savings account inside the Maya app.
Maya Savings has a base interest rate around 3.5% per annum, and interest is typically credited daily.
- You can unlock boosted interest rates by doing everyday transactions in Maya, such as paying bills, buying load, using QR Ph payments, or shopping with your Maya card.
- Boosted rates can go up to 15% per annum, and the highest boost commonly applies to the first PHP 100,000 of your savings balance.
- Other products in the app include Personal Goals (up to 8% per annum on eligible balances) and Time Deposit Plus (up to 6% per annum, depending on offers and terms).
- This guide is for general information. Always verify the latest rates and requirements inside your Maya app.
- Explore the other pages in the navigation for related topics.
Maya Personal Goals Up to 8%
Personal Goals is designed for saving toward specific targets, such as an emergency fund, travel fund, or short-term purchases.
Depending on current offers, Personal Goals can earn up to 8% p.a. on eligible balances, often with tier rules similar to the main savings balance.