Typical qualifying actions include bill payments, buying mobile load, QR Ph payments, online shopping, and using the Maya card for purchases.
After you qualify, boosted interest is applied to an eligible portion of your savings (often up to PHP 100,000) and credited daily.
Tip: track your monthly or promo-period requirements inside the app so you do not miss the boosted tier for the next cycle.
PayMaya is now Maya. Maya Bank offers a digital savings account inside the Maya app.
Maya Savings has a base interest rate around 3.5% per annum, and interest is typically credited daily.
- You can unlock boosted interest rates by doing everyday transactions in Maya, such as paying bills, buying load, using QR Ph payments, or shopping with your Maya card.
- Boosted rates can go up to 15% per annum, and the highest boost commonly applies to the first PHP 100,000 of your savings balance.
- Other products in the app include Personal Goals (up to 8% per annum on eligible balances) and Time Deposit Plus (up to 6% per annum, depending on offers and terms).
- This guide is for general information. Always verify the latest rates and requirements inside your Maya app.
- Explore the other pages in the navigation for related topics.
How to Earn Up to 15% Interest
To reach the highest advertised boosted interest (up to 15% p.a.), you generally need to actively use Maya for everyday payments.
Typical qualifying actions include bill payments, buying mobile load, QR Ph payments, online shopping, and using the Maya card for purchases.