In practice, the key question is the current savings product inside the Maya app and how its interest rates and boosts work today.
If you are searching for PayMaya interest, you are likely looking for Maya Savings rates, promo boosts, and the balance cap for boosted earnings.
This page explains the naming change and points you to the rate and earning mechanics used in the current app.
PayMaya is now Maya. Maya Bank offers a digital savings account inside the Maya app.
Maya Savings has a base interest rate around 3.5% per annum, and interest is typically credited daily.
- You can unlock boosted interest rates by doing everyday transactions in Maya, such as paying bills, buying load, using QR Ph payments, or shopping with your Maya card.
- Boosted rates can go up to 15% per annum, and the highest boost commonly applies to the first PHP 100,000 of your savings balance.
- Other products in the app include Personal Goals (up to 8% per annum on eligible balances) and Time Deposit Plus (up to 6% per annum, depending on offers and terms).
- This guide is for general information. Always verify the latest rates and requirements inside your Maya app.
- Explore the other pages in the navigation for related topics.
PayMaya to Maya: What Changed
PayMaya has transitioned to Maya, so older pages and discussions may still say PayMaya while newer materials use Maya Bank or Maya.
In practice, the key question is the current savings product inside the Maya app and how its interest rates and boosts work today.