On Maya Savings, you may see a base rate (often around 3.5% p.a.) with opportunities to boost the rate through qualifying activity in the app.
Rates and offers can change, so always check the Maya app or official Maya Bank pages for the latest effective rates and requirements.
Below are the practical points most people want to know: base rate, boosted tiers, balance cap, and the actions needed to qualify.
PayMaya is now Maya. Maya Bank offers a digital savings account inside the Maya app.
Maya Savings has a base interest rate around 3.5% per annum, and interest is typically credited daily.
- You can unlock boosted interest rates by doing everyday transactions in Maya, such as paying bills, buying load, using QR Ph payments, or shopping with your Maya card.
- Boosted rates can go up to 15% per annum, and the highest boost commonly applies to the first PHP 100,000 of your savings balance.
- Other products in the app include Personal Goals (up to 8% per annum on eligible balances) and Time Deposit Plus (up to 6% per annum, depending on offers and terms).
- This guide is for general information. Always verify the latest rates and requirements inside your Maya app.
- Explore the other pages in the navigation for related topics.
PayMaya Interest Rate (Now Maya)
PayMaya interest searches usually refer to the Maya Savings interest rate, because PayMaya has rebranded to Maya.
On Maya Savings, you may see a base rate (often around 3.5% p.a.) with opportunities to boost the rate through qualifying activity in the app.