Some offers differ for new users versus existing users, and some require meeting spending or payment thresholds within a cycle.
Time Deposit Plus promotions may mention higher balance eligibility (sometimes up to PHP 1,000,000) depending on the product and terms.
Review the latest terms before you move large balances, especially if your strategy relies on a specific boosted rate.
PayMaya is now Maya. Maya Bank offers a digital savings account inside the Maya app.
Maya Savings has a base interest rate around 3.5% per annum, and interest is typically credited daily.
- You can unlock boosted interest rates by doing everyday transactions in Maya, such as paying bills, buying load, using QR Ph payments, or shopping with your Maya card.
- Boosted rates can go up to 15% per annum, and the highest boost commonly applies to the first PHP 100,000 of your savings balance.
- Other products in the app include Personal Goals (up to 8% per annum on eligible balances) and Time Deposit Plus (up to 6% per annum, depending on offers and terms).
- This guide is for general information. Always verify the latest rates and requirements inside your Maya app.
- Explore the other pages in the navigation for related topics.
Limits and Eligibility
Boosted interest offers often come with a balance cap (commonly the first PHP 100,000) and eligibility rules tied to activity.
Some offers differ for new users versus existing users, and some require meeting spending or payment thresholds within a cycle.