Boosted rates are earned by meeting certain activity thresholds within a period (for example, spending, paying bills, buying load, or QR Ph usage).
Many promotions apply the highest boosted interest only to a capped balance (commonly up to PHP 100,000). Any amount above the cap may earn the base rate or a lower tier.
If you are optimizing returns, the simplest approach is to keep your target balance within the boosted cap and maintain consistent qualifying activity.
PayMaya is now Maya. Maya Bank offers a digital savings account inside the Maya app.
Maya Savings has a base interest rate around 3.5% per annum, and interest is typically credited daily.
- You can unlock boosted interest rates by doing everyday transactions in Maya, such as paying bills, buying load, using QR Ph payments, or shopping with your Maya card.
- Boosted rates can go up to 15% per annum, and the highest boost commonly applies to the first PHP 100,000 of your savings balance.
- Other products in the app include Personal Goals (up to 8% per annum on eligible balances) and Time Deposit Plus (up to 6% per annum, depending on offers and terms).
- This guide is for general information. Always verify the latest rates and requirements inside your Maya app.
- Explore the other pages in the navigation for related topics.
Maya Savings Base vs Boosted Rates
Maya Savings typically starts with a base rate credited daily to your savings balance.
Boosted rates are earned by meeting certain activity thresholds within a period (for example, spending, paying bills, buying load, or QR Ph usage).