Depending on offers, it can reach up to 6% p.a., with some structures combining a base component with boosts or promo conditions.
Time deposits are best for money you do not need immediately, because withdrawals may be restricted or affect earnings.
Compare terms, maturity dates, and any limits (some promotions mention eligibility up to PHP 1,000,000) before locking funds.
PayMaya is now Maya. Maya Bank offers a digital savings account inside the Maya app.
Maya Savings has a base interest rate around 3.5% per annum, and interest is typically credited daily.
- You can unlock boosted interest rates by doing everyday transactions in Maya, such as paying bills, buying load, using QR Ph payments, or shopping with your Maya card.
- Boosted rates can go up to 15% per annum, and the highest boost commonly applies to the first PHP 100,000 of your savings balance.
- Other products in the app include Personal Goals (up to 8% per annum on eligible balances) and Time Deposit Plus (up to 6% per annum, depending on offers and terms).
- This guide is for general information. Always verify the latest rates and requirements inside your Maya app.
- Explore the other pages in the navigation for related topics.
Maya Time Deposit Plus Up to 6%
Time Deposit Plus is a time-based product where you place funds for a chosen term, aiming for a more predictable return.
Depending on offers, it can reach up to 6% p.a., with some structures combining a base component with boosts or promo conditions.